Why Motorcycle Insurance Is Just as Important as Car Insurance
When people think about insurance, their minds often go straight to car policies — and for good reason. Cars are expensive, complex machines that travel at high speeds, and protecting them (and their drivers) makes perfect sense. But for some reason, many motorcycle owners underestimate the importance of motorcycle insurance. In reality, motorcycle insurance is just as essential — if not more so — than car insurance . Motorcyclists face unique risks, and having the right coverage can make the difference between a financial disaster and a manageable situation. Here's why you should take your motorcycle insurance seriously. Motorcyclists Face Higher Risk on the Road Let’s start with the facts: motorcyclists are significantly more vulnerable than car drivers. According to global traffic safety data, motorcycle riders are up to 28 times more likely to die in a crash compared to car occupants, per mile traveled. Why? Motorcycles offer no protective shell , airbags, or seatbelts...